Visa* FlexRate Credit Card

Your card. Your rewards. Your way.

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the Visa FlexRate Card gives you maximum flexiblity for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

Annual Fee: $40

 Interest rate: As low as 9.90%

Cash Advance: up to 18.90%

Card Details

  • Zero Liability Fraud Protection
  • Earn MySelect Rewards
  • Purchase Protection & Extended Warranty1
  • Mobile Device Insurance1
  • Visa Benefits


You decide how to spend your money, so the Visa FlexRate Card gives you the freedom to decide how to use your rewards points, too. Want travel rewards? Done. Want cash back? Done. Want gift cards or merchandise or cruises? Done. When it comes to choices, the Visa FlexRate Card lives up to its name.

With your Visa FlexRate Card, you earn points just for using your card:

  • Earn 1 point for every $1 spent on everyday purchases
  • Redeem rewards with as little as 1,000 points

Visit to preview rewards.


When things break, your Visa FlexRate Card has you covered.

  • 90 days purchase protection on purchases made with your card1
  • Double the manufacturer’s warranty (up to one year) on purchases made with your card1
  • Mobile device insurance up to $1,0001

Click here for complete details of coverage.

Terms and Conditions

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Have questions or need more information? Chat with use-mail us or give us a call.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.