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Mortgage Rates
RRSP & TFSA Rates
Term Deposits


Personal Loans

RRSP Investment Loan APR*
RRSP Investment Loan 3.25%
Prime rate APR*
Prime rate 3.25%

Mortgage Rates

Specials APR*
5 year variable 2.75%
Residential First Mortgage Rate APR*
6 month open 6.75%
6 month closed 4.00%
1 year closed 3.14%
2 year closed 3.19%
3 year closed 3.80%
4 year closed 4.54%
5 year closed 4.79%
7 year closed 5.30%
10 year closed 6.10%
Residential Second Mortgage Rate APR*
6 month open 7.25%
6 month closed 4.50%
1 year closed 3.64%
2 year closed 3.69%
3 year closed 4.30%
4 year closed 5.54%
5 year closed 5.29%
7 year closed 5.80%
10 year closed 6.60%

RRSP & TFSA Rates

RRSP/RRIF/TFSA Investment Specials APR*
12 month redeemable (contact us for more information) 1.05%
12 month non-redeemable 1.20%
18 month redeemable after 12 months no penalty 1.25%
2 year non-redeemable 1.49%
Under One Year Rates APR*
30 to 364 days, early redemption at 0.250% 0.50%
One Year and Greater Non-Redeemable Rates APR*
1 year 1.20%
2 years 1.49%
3 years 1.55%
4 years 1.65%
5 years 1.85%
Other Investment Products APR*
RRSP Term Builder 1.15%
TFSA Savings Account 0.60%
TaxFree Saver (make monthly contributions) 1.15%

Term Deposits

Term Deposit Investment Specials APR*
12 month redeemable (contact us for more information) 1.05%
18 month redeemable after 12 months with no penalty 1.25%
2 year non-redeemable 1.49%
Under One Year Term Deposit Rates APR*
30 to 364 days, early redemption at 0.250% 0.50%
One Year and Greater Redeemable Term Deposits APR*
1 year, early redemption at 0.500% 1.00%
2 years, early redemption at 0.625% 1.25%
3 years early redemption at 0.725% 1.45%
4 years, early redemption at 0.800% 1.60%
5 years, early redemption at 0.800% 1.60%
One Year and Greater Non-Redeemable Term Deposits APR*
1 year 1.20%
2 years 1.49%
3 years 1.55%
4 years 1.65%
5 years 1.85%
Other Investment Products APR*
Term Builder 1.15%
USD Term Investments Products APR*
30 day, 60 day and 90 day USD 0.20%
120 day, 180 day, 270 day, 364 days and 1 Year USD 0.35%
90 day USD 0.20%

Rates are subject to change without notice. For more information about VantageOne interest rates, please contact us, visit us in-branch or call us toll-free at 888.339.8328.

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