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November is Financial Literacy Month and the Government of Canada has some great articles on teaching children about money.

The holidays are a perfect time of year to teach children about money. Whether you take them gift shopping or they receive money as a present, children of any age can benefit from learning money management skills.

“Financial literacy is an essential life skill, just like reading and writing.” explains Jane Rooney, Canada’s Financial Literacy Leader.

When children are young, parents can begin with basic concepts such as counting and recognizing coins and bills. Then, they can add discussions about needs versus wants, budgeting, and income and expenses. Teachable moments are everywhere — talk about your spending plans when visiting stores or taking out cash from an automated banking machine.

When talking about saving money with children, discuss goals that appeal to them. For example, saving money for a video game or a special activity. As children get older, discuss saving for longer-term goals, such post-secondary education. A savings account is another great tool to teach them how to save, with many financial institutions offering no-fee accounts for children and youth.

Not all families and not all financial situations are the same, but the Financial Consumer Agency of Canada (FCAC) is a great resource is a great resource for trusted, unbiased information for a variety of circumstances. Explore the Canadian Financial Literacy Database for events in your community and learn more at

The  Financial Consumer Agency of Canada has created a Financial literacy quiz! Take this self-assessment to figure out how your skills and knowledge measure up to other Canadians.

Click Here to Take the Quiz

  • The questionnaire takes approximately 8 minutes to complete.
  • You will answer approximately 30 questions testing your skills and knowledge at keeping track, making ends meet, planning ahead, staying informed and choosing products.
  • You may complete all the questions or skip to the end at any time by pressing the “Show results” button.
  • If you are using Internet Explorer, we recommend using version 10 or higher for the best experience