Archive for month: November, 2021
For Immediate Release
Donate to VantageOne’s BC Flood Appeal
November 24, 2021 – As community-based financial institutions with deep roots in the areas we serve, credit unions have a long history of coming together to support Canadian communities. Recently, a severe storm occurred, resulting in flooding, landslides, mudslides, power outages and other incidents across the South Coastal and Interior regions of British Columbia. With relief and recovery efforts now underway in the province, VantageOne Credit Union and credit unions across Canada have come together to support the Canadian Red Cross and those who were impacted by the flooding in southern BC. Credit union members are encouraged to donate today by visiting https://bit.ly/CUs4BCFlood.
The Canadian Red Cross is working to get help to people in and around affected areas as quickly as possible and provide humanitarian assistance for new needs as they arise. Money raised will enable the Red Cross to carry out relief, recovery, resiliency and risk reduction activities in and beyond the region at the individual and community levels.
“In times like these, we remind ourselves that we are friends, family, neighbours and community partners. Our communities are ultimately stronger when we come together to support each other. On behalf of VantageOne Credit Union we would like to extend our deepest gratitude for your generous donations,” Glenn Benischek, President and Chief Executive Officer of VantageOne Credit Union.
About VantageOne Credit Union
As a community-based credit union, we are owned by our members and operated by people who live here and are deeply invested in our communities. Our history as a credit union reaches all the way back to 1944 when we opened our first branch in Vernon. Since that time, we’re proud to have become a vital part of the local economy, offering services through four branch locations including Peachland, Armstrong, Edgewood and Vernon.
To learn more about VantageOne and services offered through our business lines: Consumer & Commercial Banking Services, Wealth Management and Leasing Solutions, please visit www.vantageone.net
For all media inquiries, please contact:
Glenn Benischek, President and Chief Executive Officer
Email: glenn@vantageone.net
Phone: 1-250-260-4505
Black Friday is just around the corner and it’s a day of sales and shopping, that while fun and exciting, can lead to some serious debt!
Below are some tips to help you navigate Black Friday shopping this year:
1. Set a budget
If you plan on shopping this Black Friday, then you should absolutely have a budget before you hit the first store—online or in person. A budget is a plan for your money, and stepping into one of the biggest sale days of the year without a spending plan could spell disaster. Check out our VantageOne Simple Budget Plan for some assistance in planning your budget.
2. Do your research
Once you’ve set how much you’ll spend, it’s time to do some research. Thinking ahead will help you prioritize your spending. But remember, time is money, meaning the amount of time you spend researching also comes at a cost and can add up to much more than any of the deals you get. But do make sure you have a sense of where the best deals are so you can hit fewer stops, or websites—and avoid overspending. Check out flyers, websites, and coupon/deal sites to see what is out there.
3. Only buy what you need
This might seem like common sense, but a lot of people get sucked in by the sales and make the common mistake of overbuying. What might seem like a good idea in December becomes an awful idea when the bills Simply put, don’t buy the stuff you have no need for and you can’t afford.
4. Shop Online
Again, your time is money! You can avoid large crowds and long waits in line by shopping online. Plus you will save on parking, gas, and other miscellaneous expenses that may come up through a long day of shopping like eating out or buying things you didn’t plan on buying. Remember to watch for free shipping codes or online discounts before you complete your purchase.
5. Put your savings…into savings!
Saved $40 on that appliance or 50% off a big purchase? Consider putting some of the cash you saved into a savings account for next year’s Black Friday. For example – saved $100 on an electronic, and put that full $100 or even $50 of the savings into an account for the future.
6. Relax
Just relax and remember…this is just stuff. Ask yourself this question: In a couple of years from now, will I even remember what I saved or what I bought, is it that important to me? Better yet, will the person you’re gifting this item, still be using it?
It’s important to keep a healthy perspective and mindset. If you don’t get that crazy deal or television or game console, it’s not the end of the world! Don’t get so caught up in shopping and finding a deal that you lose sight of WHY you’re shopping and giving in the first place!
Have fun out there and shop smart!