Earn $50 When You Refer Your Friends

Referrals = Rewards for current members!

Current members can earn $50 per successful referral, up to a maximum of $250*!

How does it work?

  • – Visit a branch or call us to get added to our Member Referral Tracker
  • – Ask us for some member referral cards to give to your friends (or print one off here – Refer Your Friends & Earn Cash! Printable Form)
  • – Give the completed referral card to your friend and have them bring it to the account opening appointment.
  • Note: they must present the referral card or provide our staff with your full contact details  at the time of the account opening

How do you get paid?

  • – If the friend you refer completes the New Member Welcome Bonus step one within 60 days, you will have your $50 deposited into your account within two weeks from the requirements being met.

*Terms & Requirements

  • – Offer is valid for successful account openings only. New members must reach all requirements in step 1, in order to trigger the referral bonus to you. Learn more about the New Member Welcome Bonus here.
  • – Offer ends March 1, 2022. Accounts must be opened on or before March 1, 2022, at the end of the business day to qualify.
  • – This offer is for a limited time only and is subject to change at any time.

Visit us in branch or contact us to learn more!

/by

$200 New Member Welcome Bonus

Program Details

New members can earn up to a $200 Welcome Bonus!

How does it work?

  1. Meet the requirement in the 1st Tier and earn $100. (Note: All Tier 1 must be met first before moving to Tier 2)
  2. Meet the requirements in the 2nd Tier to earn the second $100, for a grand total of $200.

1st Tier = $100 – Both items required from this list:

  •  – One or more auto credit (Payroll, pension, etc)
  •  – One pre-approved debit

2nd Tier = earn the second $100, for the full $200 bonus – one item required from this list:

  •  – Overdraft
  •  – LOC
  •  – Mortgage
  •  – Term deposit or investment (VOF investment as well)
  •  – Registered Product (TFSA/RSP/RIF/RDSP/RESP)
  •  – Collabria credit card

Eligibility Requirements & Further Details

  •  – Meet minimum standards to open an account with VantageOne
  •  – New to us – no previous membership with VantageOne in the last 3 years
  •  – Age 19 years and older
  •  – $25 Equity fund deposit required
  •  – 6-month hold on bonus deposit(s)
  •  – One bonus per household
  • – Program ends at the end of the business day on September 30, 2022
  • – Account must be opened on or before September 30, 2022 by the end of the business day in order to qualify

Contact us today to book an appointment!

/by

Ways to Pay with Your Collabria Credit Card

Making purchases is secure, easy and convenient with your Collabria card. With Apple Pay ™, Samsung Pay, Google Pay and Click to Pay you have endless choices when it comes to making a purchase online or on the go.

Easy Checkout
There is no need to get your wallet out at the checkout line as no physical card is required for purchases! Your mobile device lets you check out quickly with your new credit card for both in-store and in-app purchases.

Protect Your Payments
When you use mobile payments, your credit card number is never saved or stored. Instead, a token is created, replacing the actual credit card number with a special number for making payments with a one-time use security code. If you ever do have fraud on your card, you’re protected with Zero Liability protection.

Learn More
/by

CEO Update

Hot off the press…read our Winter Newsletter here:

Winter Newsletter December 7, 2021

Or catch up on past updates here:

CEO News & Member Updates

/by

Paper Statements – Upcoming Fee Changes for Non-Profit Organizations

IMPORTANT NOTICE

Starting November 1, 2021 all non-profit organizations currently receiving paper statements will be charged $3.50.

All organizations are encouraged to signup for e-Statements for FREE. For further information on this change and how to set-up e-Statements or online banking, please review our Member FAQs below:

Read the full Member FAQs here

 

/by

How did we do today? Let us know!

Please help us by taking a few minutes to tell us about the service you have received so far. We appreciate your business and want to make sure we not only meet but exceed your expectations.

All entries that choose to leave their contact information at the end of the survey will be entered into a monthly prize draw for $25 gift cards from a local business.
Note you will only be contacted if:
1.) you indicate you would like to be contacted for follow-up
2.) you win a prize

Take the survey here 

 

/by

25% More Reward Points

Offer Details

Cardholders will earn 25% more reward points whenever they use their Collabria credit card at eligible home supply, hardware and lumber stores (limited to a spend cap of $400 per card).

Eligible stores are stores that fall under the following Merchant Category Codes (MCCs):

  • Code 5200: Home Supply Warehouse Stores
  • Code 5251: Hardware Stores
  • Code 5211: Lumber/Build, Supply Stores

Timing

This campaign will be active in market between August 1 – October 31, 2021.

Eligibility

All existing consumer and business accounts, except US Dollar, Classic, and Low Rate Business

Terms and Conditions

/by

IMPORTANT NOTICE – VantageOne Adapting to Change

The following message was distributed on July 8, 2021 by in-branch posters and handouts at Okanagan Landing as well as by email, website notice and online banking & mobile app direct message.


July 8, 2021

Hello, Members of VantageOne,
This member update is all about adapting to change at VantageOne. As you are aware, there have been significant shifts over the past year which has accelerated changes in the financial industry. As a result, we have identified a need to respond to these changes to remain competitive and continue to add value to our members.

Three big changes in our industry have occurred during the pandemic:
1. Member Banking Behaviour – the pandemic accelerated the use of non-branch banking channels in our society. This means we are experiencing a significant reduction in branch traffic. Over the past five years, even pre-pandemic years, we have seen a reduction in branch visits by members.

2. The Competitive Environment – the competitive environment continues to grow as we face not only the large banks, but new aggressive technology-based financial companies focused on key parts of our industry.

3. Continuation of Low-Interest Rates – the very low-interest-rate environment has had a positive impact on consumers who are borrowers; however, it has reduced the margins from traditional banking for financial institutions. Given the competitive environment, we don’t see margins returning to pre-pandemic levels anytime soon. As a result, managing expenses and investing in technology has become even more important than in the past.

WHAT IS CHANGING?
To respond to these three big changes in our industry, we need to restructure our branch delivery in the Vernon market. This means moving from three branches in the Vernon market to one branch in the Vernon market. Our goal is to consolidate back to Main Branch for consumer banking services and we will be closing our Okanagan Landing and North Vernon Branches to consumer banking.

This change will allow for a more cost-effective branch network in Vernon and leverage our Main Branch building that we have recently updated. There are no changes to our other branches.

The specifics of the changes are as follows:
1. Closure of Okanagan Landing Branch — we will permanently close our Okanagan Landing Branch as of August 20, 2021. Our North Vernon Branch is open at this time to assist you with your banking needs.

2. Close and Re-Purpose North Vernon Branch – On October 2, 2021, North Vernon branch will be closed to consumer banking at the end of that business day; however, the drive-thru ATM and Night Deposit will remain open. We will move our Commercial Services department to this location and re-purpose North Vernon as our Commercial Centre along with our Wealth Management location.

3. Re-Open Main Branch – On October 4, 2021, we will re-open Main Branch as our centrally located 6 days a week branch for member transactional services in the Greater Vernon Market. The above changes will allow us to:
* Improve our branch cost structure.
* Provide members with a centrally located branch open 6 days a week.
* And an enhanced capacity to handle larger volumes of member traffic.

4. Commercial opens office at North Vernon – Our commercial team will relocate and open in their new location at the North Vernon Branch on Tuesday, October 12, 2021.

IMPACT ON OUR PEOPLE
Our goal is to identify opportunities to reallocate impacted staff within our organization, where possible. Rest assured that we are not a large bank making these changes and then walking away. We are committed to ensuring that the impacted employees are supported through these changes and are provided with the necessary support.

Our members will be impacted by the change; however, the biggest request we get from member feedback and surveys is that we need to reopen Main Branch. This change will allow us to reopen Main Branch and offer 6 days a week services centrally located in downtown Vernon. ATM and Night deposit service will continue to be available at North Vernon Branch. Finally, as we have seen, many of our members are choosing other ways to bank, more convenient and faster, we will work through this with those members who may be challenged with this new branch structure.

CHANGE IS HARD
We understand change is hard and has an impact on people. We can assure you that the changes being made have been well thought out and will provide benefits to respond to the three big changes in our industry. VantageOne remains strong, sound and committed to providing members with the benefits of cooperative banking well into the future, these changes allow us to continue this strength forward.

Thank you all for choosing VantageOne as your financial institution. Our commitment to members will never stop and we will work even harder to ensure we not only meet but exceed your expectations as we move past these changes and compete in the new world of financial services. Our commitment to you remains, “Service and Advice with a Human Touch”. The channels we use to connect with members may change, but we will never lose sight of the importance of personal interaction.

Thank you for your understanding as we go through these changes.

Sincerely,

Glenn Benischek
Chief Executive Officer


Contact Us
If you have any questions, comments, or concerns, please reach out to us at membercommunications@vantageone.net

Have you missed a recent message or email?

1.) check your junk email
2.) contact us to ensure we have your current email address
3.) if you haven’t opted in for member emails but would like to, sign up here.

What happens to my account, do I need to change any of my pre-authorized debits or credits? Will my account number change?

Your account number will remain the same and nothing will change with your account. The Okanagan Landing and North Vernon Branches will remain as digital branches when the physical locations close to consumer banking. You can continue to bank seamlessly with our Solutions Centre or at any VantageOne location, including our Main (downtown) Branch when it re-opens on October 4.

Please contact us with any further questions you may have about your account. Contact Us

To respond to these three big changes in our industry, we need to restructure our branch delivery in the Vernon market. This means moving from three branches in the Vernon market to one branch in the Vernon market. Our goal is to consolidate back to Main Branch for consumer banking services and we will be closing our OkanaganLanding and North Vernon Branches to consumer banking. There are no changes to our other branches. Important Note: There will be no changes to your account and your account number will remain the same. You can continue to visit any VantageOne location for service and utilize our Solutions Centre.

Three big changes in our industry have occurred during and as a result of the pandemic, which has deemed these changes necessary in order to remain a strong credit union into the future:

1.) Member Banking Behaviour
– the pandemic accelerated the use of non-branch banking channels in our society. This means we are experiencing a significant reduction in branch traffic. Over the past five years, even pre-pandemic years, we have seen a reduction in branch visits by members.

2.) The Competitive Environment –
the competitive environment continues to grow as we face not only the large banks, but new aggressive technology-based financial companies focused on key parts of our industry.

3.) Continuation of Low-Interest Rates
– the very low-interest-rate environment has had a positive impact on consumers who are borrowers; however, have reduced the margins from traditional banking for financial institutions. Given the competitive environment, we don’t see margins returning to pre-pandemic levels anytime soon. As a result, managing expenses and investing in technology has become even more important than it ever has in the past.

These changes will allow us to respond to members’ feedback and their desire to have Main Branch re-opened:

1. Improve our branch cost structure
2. Provide members with a centrally located branch open 6 days a week with Main Branch re-opening
3. This reopening will provide members with an enhanced capacity to handle larger volumes of member traffic

There are no current plans to close any additional branches. VantageOne has been committed to maintaining a branch presence in the communities we serve.

The North Vernon location is within the growing commercial district of the City of Vernon and provides ample parking, making it an ideal location for our Commercial Centre.

Our goal is to identify opportunities to reallocate impacted staff within our organization, where possible. Rest assured that we are not a large bank making these changes and then walking away. We are committed to ensuring that the impacted employees are supported through these changes and are provided the necessary support.

Employees will continue to work in the communities we serve today and, as always, continue to have opportunities to consider new roles and learn new skills for career development. VantageOne is changing so that we remain competitive and sustainable for the long term for our employees, our members, and our communities.

Drive-thru ATM- available at our North Vernon Branch at 5300 26 Street, Vernon
Walk-up ATMs & Night Deposit– available at North Vernon and Main Branch
Teller Services – available at North Vernon until end of day on October 2, 2021, then re-opening at Main Branch on October 4, 2021

Important Dates:
August 23, 2021– North Vernon moves to a 6 Day Branch, Monday to Saturday
October 4, 2021– Main Branch re-opens 6 days a week, Monday to Saturday, as our Consumer Banking branch in the Vernon market

Remote Banking Options:
VantageOne offers a wide range of remote banking services that allow you to bank from anywhere, including your own home:

Solutions Centre
Open Monday to Friday 8am to 5pm and Saturday 9am to 3pm.
Connect with our team by phone call 1.888.339.8328, or through
EasyConnect video call & live chat, or by email info@vantageone.net.

Online Banking and Mobile App
Available 24/7.

As a member of VantageOne you can continue to bank seamlessly with our Solutions Centre or at any of our branch locations, including Main (downtown) when it re-opens on October 4, 2021.

Full Member FAQs

To view the full FAQ communication for our members, Click Here: Member Facing FAQs

/by

Featured Business: Kelver Coatings

,

Local business matters to VantageOne, and it always has. We have been committed to helping grow our members, local businesses and communities since 1944.

As part of our commitment to supporting local businesses, our commercial services team is highlighting some of our outstanding local business members. This month we are shining the spotlight on Kelver Coatings to share more about their business and how VantageOne Credit Union has helped them grow.


Tell us a bit about your business and history.
We are the Okanagan’s premier specialty coating company and we absolutely love what we do. We specialize in show-quality powder coating, performance ceramic coatings, and a few other various specialty coatings to cover all your requirements no matter the project.

Kelver Coatings opened in September of 2020 right before the pandemic and since then we have put our boots to the ground and really hit the market hard. We now coat for many well-known companies in the valley ranging from high-end exotic supercars, custom hot rods, and motorcycles to local home builders and custom architectural projects.

What do you love most about being in Vernon?
Vernon is a fantastic city and has so much to offer for everyone and all businesses. We love the fact that as a community, we all support one another and the support within the community for small business thrives.

If you could give one piece of advice to new business owners or those thinking of starting a business what would it be?
No matter when or how, there is no better time to face your fears of starting a business than right now. Nothing happens overnight, and everything takes more time than there is in a day. So stay passionate about what you are doing and know that through patience, hard work, and adaptation, you will succeed and achieve your goals!

How has VantageOne helped you start, succeed or grow your business?
We approached many banks, and VantageOne literally has been the only one that took our idea and vision seriously and supported us from the very beginning.  Even when things were getting difficult they stood behind everything, they were open and never said “No”, instead they offered sound advice and options to keep us growing and moving forward.

We stand behind saying that VantageOne Credit Union really and truly allowed us to chase our dreams and make our vision a reality.

www.kelvercoatings.com

 

/by

6 Ways to Save Money This Summer

Summer doesn’t have to empty out your wallet. When you plan ahead, you can also save and even earn extra cash!

  1. Head to Your Local Library

Did you know? Our local libraries offer so much more than only books to check out. Our libraries are also filled with summer reading programs, DVD rentals, apps, audiobooks, online movies craft and art programs and so much more! “Check-out” one of the local libraries closest to you to see what they are offering this summer. Learn something new or keep your kids busy over the summer, either way, your local library has something to offer for all ages! Learn more here.

 

  1. Stay Close To Home with a Staycation

It’s vacation season but traveling a lot during the summer can really increase your expenses. Instead, choose to stay closer to home with a Staycation!

There are lots of things you can do locally that are free or low-cost…. maybe even things that you’ve never done before! You’ll have fun AND save money all while getting to sleep in your own bed! Find Staycation ideas, planning, and budget tips in our Staycation guide here.

 

  1. Bring Your Own Snacks

Whether you’re home with the kids for the summer or taking a road trip, one thing is for sure…… you’re going to need snacks! But those quick-stop, gas station/convenience store snacks run up a bill much higher than their value.

Before you head out, take the time to purchase plenty of healthier snacks from your local grocery store. Tip: Purchase in bulk and divide up the snacks into re-usable containers or bags to create individual snack portions for everyone in the family.

 

  1. Earn Money By Selling Items You No Longer Need

Not only can you save money during the summer months, but you can also make money too! Make good use of the warmer temperatures and sunlight by planning a garage sale or clean out your closet and post items online for sale on Facebook, Instagram or in a local online marketplace group.

 

  1. Ease Up on Your Air Conditioner

When the temperature rises outside, you’re going to want a cool, comfortable house to come home to…but excessively cooling off your home also leads to a larger energy bill! Try these tips to help keep your home comfortable and your bill low:

Grill outside – When you use your stove or oven to cook, you are heating up your home. Therefore, as you cook, your air conditioner is working harder which raises your energy bill. Besides…who doesn’t love a picnic or barbeque in the summer? Eating outside also means less mess, so it makes mealtimes easy!

Turn down the AC –Along with grilling outside, you can save money on your utility bill by using your air conditioner less. Keep things a little warmer inside to save a little dough. You could also consider getting a programmable thermostat that would allow you to raise the temperature during the hours you’re out of the home and drop it back down when you’re there.

Replace air filters—Before it gets too far into the summer, replace the filters on your air conditioner. It’ll help your air conditioner work more efficiently.

Shut the blinds–The more sunlight you have coming into your home, the higher your air conditioning bill will be. Close the blinds during the sunniest part of the day if you can. Even if you love the light during the day and can’t stand to close your blinds, at least shut your blinds when you leave home.

 

6. Let the Sun Be Your Dryer

Finally, if the sun is going to cause the temperatures to rise, you might as well use it to your advantage by allowing the sun to dry your laundry outside on a clothesline. Not only will you help save money by not using your dryer, you will also bring the fresh smell of the outdoors to your clothing and linens, too!

 

/by