Local business matters to VantageOne, and it always has. We have been committed to helping grow our members, local businesses and communities since 1944.

As part of our commitment to supporting local businesses, our commercial services team is highlighting some of our outstanding local business members. This month we are shining the spotlight on Kelver Coatings to share more about their business and how VantageOne Credit Union has helped them grow.

Tell us a bit about your business and history.

We are the Okanagan’s premier specialty coating company and we absolutely love what we do. We specialize in show-quality powder coating, performance ceramic coatings, and a few other various specialty coatings to cover all your requirements no matter the project.

Kelver Coatings opened in September of 2020 right before the pandemic and since then we have put our boots to the ground and really hit the market hard. We now coat for many well-known companies in the valley ranging from high-end exotic supercars, custom hot rods, and motorcycles to local home builders and custom architectural projects.

What do you love most about being in Vernon?
Vernon is a fantastic city and has so much to offer for everyone and all businesses. We love the fact that as a community, we all support one another and the support within the community for small business thrives.

If you could give one piece of advice to new business owners or those thinking of starting a business what would it be?
No matter when or how, there is no better time to face your fears of starting a business than right now. Nothing happens overnight, and everything takes more time than there is in a day. So stay passionate about what you are doing and know that through patience, hard work, and adaptation, you will succeed and achieve your goals!

How has VantageOne helped you start, succeed or grow your business?
We approached many banks, and VantageOne literally has been the only one that took our idea and vision seriously and supported us from the very beginning.  Even when things were getting difficult they stood behind everything, they were open and never said “No”, instead they offered sound advice and options to keep us growing and moving forward.

We stand behind saying that VantageOne Credit Union really and truly allowed us to chase our dreams and make our vision a reality.



Summer doesn’t have to empty out your wallet. When you plan ahead, you can also save and even earn extra cash!

  1. Head to Your Local Library

Did you know? Our local libraries offer so much more than only books to check out. Our libraries are also filled with summer reading programs, DVD rentals, apps, audiobooks, online movies craft and art programs and so much more! “Check-out” one of the local libraries closest to you to see what they are offering this summer. Learn something new or keep your kids busy over the summer, either way, your local library has something to offer for all ages! Learn more here.


  1. Stay Close To Home with a Staycation

It’s vacation season but traveling a lot during the summer can really increase your expenses. Instead, choose to stay closer to home with a Staycation!

There are lots of things you can do locally that are free or low-cost…. maybe even things that you’ve never done before! You’ll have fun AND save money all while getting to sleep in your own bed! Find Staycation ideas, planning, and budget tips in our Staycation guide here.


  1. Bring Your Own Snacks

Whether you’re home with the kids for the summer or taking a road trip, one thing is for sure…… you’re going to need snacks! But those quick-stop, gas station/convenience store snacks run up a bill much higher than their value.

Before you head out, take the time to purchase plenty of healthier snacks from your local grocery store. Tip: Purchase in bulk and divide up the snacks into re-usable containers or bags to create individual snack portions for everyone in the family.


  1. Earn Money By Selling Items You No Longer Need

Not only can you save money during the summer months, but you can also make money too! Make good use of the warmer temperatures and sunlight by planning a garage sale or clean out your closet and post items online for sale on Facebook, Instagram or in a local online marketplace group.


  1. Ease Up on Your Air Conditioner

When the temperature rises outside, you’re going to want a cool, comfortable house to come home to…but excessively cooling off your home also leads to a larger energy bill! Try these tips to help keep your home comfortable and your bill low:

Grill outside – When you use your stove or oven to cook, you are heating up your home. Therefore, as you cook, your air conditioner is working harder which raises your energy bill. Besides…who doesn’t love a picnic or barbeque in the summer? Eating outside also means less mess, so it makes mealtimes easy!

Turn down the AC –Along with grilling outside, you can save money on your utility bill by using your air conditioner less. Keep things a little warmer inside to save a little dough. You could also consider getting a programmable thermostat that would allow you to raise the temperature during the hours you’re out of the home and drop it back down when you’re there.

Replace air filters—Before it gets too far into the summer, replace the filters on your air conditioner. It’ll help your air conditioner work more efficiently.

Shut the blindsThe more sunlight you have coming into your home, the higher your air conditioning bill will be. Close the blinds during the sunniest part of the day if you can. Even if you love the light during the day and can’t stand to close your blinds, at least shut your blinds when you leave home.


6. Let the Sun Be Your Dryer

Finally, if the sun is going to cause the temperatures to rise, you might as well use it to your advantage by allowing the sun to dry your laundry outside on a clothesline. Not only will you help save money by not using your dryer, you will also bring the fresh smell of the outdoors to your clothing and linens, too!


For Immediate Release
June 7 2021


KELOWNA, BC – VantageOne Credit Union’s generous $4,000 donation to Okanagan Regional Library (ORL) has helped strengthen community programming in the communities of Peachland, Vernon, Armstrong and Enderby, BC. The charitable gift will support ORL in two vital ways: Improving public access to digital learning and tools and fostering the development of S.T.E.A.M. programming at four of our smaller library branches.

“We are thrilled!” says ORL’s Chief Executive Officer, Don Nettleton, on receiving the charitable gift. “ORL is so grateful for this timely donation from VantageOne which will help support community needs for STEAM programming.” STEAM includes activities that encompass an educational approach to learning using Science, Technology, Engineering, the Arts and Mathematics. It enables young people, and those of all ages and abilities, to innovate and build critical thinking and problem-solving skills and to engage in self-motivated learning and collaboration.

“We are very pleased to partner with Okanagan Regional Library to help support this type of educational programming in local community library branches,” says Roxanne Davyduke, Vice President of Consumer Banking Services at VantageOne. “It is very encouraging to know that our donation is being used to support STEAM programming and the purchase of four new Cricut Cutter machines for four local library branches in communities where we do business across the Okanagan Valley.”

Circuit Cutters safely and accurately create beautiful and precise designs out of paper, balsawood, vinyl, fabric, leather, mat board or tissue paper. Participants will take turns using the machines as they create innovative things like fabric banners, labels, iron-on-T-shirt designs, greeting cards, paper gift boxes, leather earrings, decals, jigsaw puzzles, sewing patterns, and fridge magnets. Staff in the four branches are actively planning to use the devices to support the needs of do-it-yourselfers and crafters in their local communities. VantageOne’s support will help ensure that library patrons and members of the public, who may otherwise not be able to acquire their own Cricut Cutter, have easy access to a state-of-the-art digital creation tool and educational support on its use.

Okanagan Regional Library was founded in 1936 and serves more than 380,000 residents of the BC Southern Interior through 31 branches and online resources.

Michal Utko, Director of Marketing & Communications
Okanagan Regional Library
p | 250.878.5814
e | mutko@orl.bc.ca

Did you know that we never charge any transfer fees on balance transfers?

That’s right. Whenever you transfer balances from other credit cards onto your VantageOne credit card, you get to transfer them for free. No questions asked.

In fact, we want to go one step further to help you manage your balances. For a limited time only, you can take advantage of 5.9% annual interest rate on balance transfers for 6 months.* This means that your balances would be charged only 5.9% for the first six months upon transfer.

All you have to do is log on to MyCardInfo to initiate your balance transfer. The 5.9% rate will be applied automatically. There is nothing else for you to do except enjoy this great interest rate!

Got questions? Call Cardholder Services at 1.855.341.4643.

Your VantageOne Team

*Full Terms and Conditions of the offer can be found here.

We appreciate your business and want to make sure we meet your expectations. Please help us by telling us about the service you have received so far.

What is the survey for?
The information we receive is valuable in showing us where we can improve and where we are doing well. Your response will be reviewed by our CEO, senior leadership, and management teams.

Is there a prize draw?
By taking our survey, you will also be entered into our draw for 3 prizes of $50 each in gift cards to support local businesses.

Will I be contacted after I fill this out?
Only those who wish to be contacted or are winners of a prize will be contacted by VantageOne. If you would like to leave anonymous feedback, you can answer N/A in the contact information fields to skip.

Length of the survey
The survey will take approx 5-10 minutes

There are many benefits in choosing a Staycation this Spring/Summer.

You’ll save time and money over a typical vacation. You’ll minimize travel expenses, including airline tickets, rental cars, accommodations and eating out. But there are many more benefits to a Staycation than just saving money.

Have you ever went on a vacation only to come back saying “I need a vacation from my vacation!“. Many people do because travel and the stress of planning can be exhausting and expensive.

At VantageOne, we understand these dilemmas, after all, our staff are local too! So we’ve put together a guidebook to help you plan, find ideas and budget for an amazing Staycation! Check out our guidebook below for more information.


Thank you to those members who voted in our 2021 Board of Directors election. The election closed on May 7, 2021 and the results are below:
Jordan Bowness – 169
Howard Neufeld – 162
Jason Gilbert – 159
Scott Anderson – 73
We had 3 positions available, 2 for 3-year terms and 1 for a 1-year term.

Jordan & Howard will fill our 3-year terms & Jason will fill the 1-year term.
Register below for our virtual AGM on May 19, 2021:

The theme for Earth Day this year is Restore Our Earth. One way to help this year is to make the switch from paper to e-statements. WHY? Save trees, saves money and time!

Why go paperless with e-statements?

– Save trees and reduce your environmental footprint
– Convenient access anytime, anywhere
– The option to download or print statements
– Images of cleared cheques
– No risk of confidential information being lost or stolen in the mail

How do you make the switch? It’s easy!

  1. Login to online banking
  2. Go to My Accounts and Statement Preferences
  3. Enter your email address
  4. Choose to opt-out of paper statements.
  5. Statements will be available through online banking and saved for easy access and backup purposes!

Or connect with our staff!


Support local restaurants!

Ordering in tonight or getting some curbside pickup? Whenever you pay for restaurant meals and takeout from April 1 to June 30 using your credit card with us, you’ll automatically get 50% more reward points for every dollar spent.

That’s right. You can enjoy your favourite meals while stocking up on reward points. It’s just another way we take care of our members.

Terms and Conditions

This offer is available from April 1, 2021 to June 30, 2021 on all Collabria consumer rewards credit card accounts (Cash Back, Centra Gold, World, Infinite, Travel Rewards Gold) and business rewards cards (No Fee Cash Back, Platinum Business Mastercard, Visa Infinite Business). During the promotional period, cardholders will earn 50% more rewards points when they use their Collabria credit card to pay for restaurant and fast food restaurant purchases. Classic, US Dollar and Low Rate Business credit cards are excluded from this offer.

Learn more about the terms and conditions here

What are the benefits of a VantageOne Mortgage?

– Relationship-Based “Wow” Banking
Members receive exceptional planning and advice expertise from our local staff who put your best interests at the forefront – because when you succeed, we succeed too!

– Local Decision Making
Our decisions and paperwork aren’t run up a chain somewhere in Toronto or Vancouver, all our decisions are made in our local branches or right here at our head-office in Vernon!

– Simplified Process
Start your application online and book an appointment online when it’s convenient for you!

– Flexibility
As a credit union, we have more flexibility than the big banks for our approvals. We don’t disqualify people for mortgages based solely on certain factors, instead, we individually review each application, and look at unique scenarios case by case.

Current Promotion Rate – as low as 2.09%*

Contact us to learn more or:

Start your application online and book an appointment online when it’s convenient for you!

*5 Year Fixed Mortgage Insured (rates subject to change). Limited time offer. Terms and conditions apply, please ask us for further details.