A copy of the new Terms and Conditions has be made available for all RSP and RIF account holders as the newly approved applications replace all previous versions.
We’re not just your lender—we’re your neighbor. With our cash back mortgage, you get the keys to your new home and a little extra for what matters most.
Limited time offer on now! Contact us to learn more.
*Rates and Cash Back amounts are subject to change at any time without notice.
Limited time offer. For consumer mortgages. Terms and conditions apply, please contact us for further details.
Now more than ever, it’s important to support local.
VantageOne Credit Union is 100% member-owned, 100% Canadian, and fully committed to serving our members and communities in British Columbia.
In uncertain times, we draw strength from our shared resilience. We’ve faced challenges before, and we’ll face them again, together.
Our credit union stands strong, our communities and country are resilient and together we will get through this.
Tariff Resources for Businesses
- The Government of Canada is providing resources and solutions to help you manage the potential effects of the evolving Canada-United States relationship. Learn more
- BDC Resources – Supporting your business through trade uncertainty. Learn more
- BDC Webinar – Running your business in 2025: Building resilience in a changing world. Learn more
- Work-Sharing Program – special measures for the Work-Sharing Program in response to the threat or potential realization of U.S. tariffs are in effect from March 7, 2025 until March 6, 2026. Learn more
- Central 1 Economic Update – Back into the fire: U.S. moves forward on tariffs Learn more
- Vernon Chamber Business Resources – Learn more
- Canada’s response to U.S. tariffs on Canadian goods – Learn more
VantageOne Credit Union’s commercial team is prepared to talk to you about your business financial needs as you navigate potential impacts to your business. Contact us
Stay Safe, Stay Informed!
Every March, Fraud Awareness Month shines a spotlight on one of the most pressing issues affecting Canadians—fraud. From phishing scams to identity theft, the landscape of fraud is constantly evolving. These scams can range from simple tricks to highly sophisticated schemes, and unfortunately, the fraudsters behind them are often quick to exploit new technologies and trends. In Canada, fraud affects millions, and the methods used to deceive individuals and businesses alike are becoming more sophisticated by the day.
During Fraud Awareness Month, we are reminded of the importance of staying informed and taking steps to protect ourselves, our families, and our communities from fraud.
Common Scams to Watch Out For
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Phishing Scams Scammers send fraudulent emails or messages pretending to be from legitimate organizations, such as banks or government services. The goal is to trick you into clicking on a link that leads to a fake website where they can steal your personal or financial information.
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Impersonation Scams Fraudsters may impersonate government officials or other trusted individuals. For example, a scammer might call you claiming to be from the CRA, threatening you with legal action unless you pay a fine immediately. They often pressure you into acting quickly to avoid a perceived consequence.
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Online Shopping Scams Fraudsters create fake online stores or social media ads offering products at deeply discounted prices. These scams lure victims into paying for goods that never arrive, leaving them without a product and without their money.
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Investment Scams Fraudsters may offer opportunities for “too-good-to-be-true” investments, claiming you can make quick profits with little to no risk. These scams often use high-pressure tactics to convince victims to invest money in bogus schemes.
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Tech Support Scams Scammers may contact you claiming your computer has a virus or security issue. They offer to fix the problem for a fee, but once they gain remote access to your device, they steal personal information or install malicious software.
How to Protect Yourself
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Be Skeptical of Unsolicited Communication If you receive an unexpected email, phone call, or text message asking for personal information or payment, always verify the source. Government agencies like the CRA or Service Canada will never ask for personal or financial details via email or text message.
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Look for Red Flags Scammers often create a sense of urgency in their messages to make you act quickly. Be cautious of threats or promises that pressure you into making decisions on the spot, especially if the offer seems too good to be true.
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Check Website URLs Before entering any personal information online, double-check the website URL. Look for “https://” (not just “http://”) at the start of the web address and ensure the domain name is correct. Scammers often use websites that closely resemble official sites but contain small spelling errors.
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Use Multi-Factor Authentication Protect your online accounts with multi-factor authentication (MFA) whenever possible. MFA adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone.
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Educate Yourself and Others Fraudsters are always looking for new ways to deceive. Stay informed about the latest scams and share this information with family and friends to help protect them as well. Fraud Awareness Month is a great time to learn about the latest threats and how to recognize them.
Fraud is an ever-present threat in today’s digital age, but with the right knowledge and precautions, you can protect yourself and others. This Fraud Awareness Month, take the time to review the different types of scams that exist and educate yourself about how to spot and avoid them. Remember, the best defence against fraud is awareness—stay vigilant and stay safe!
More Tips & Resources
Simple Cybersecurity Tips
Read about some things you can do today to strengthen your cybersecurity:
Learn more
VantageOne Mobile Alerts
Further enhance the security of your account with VantageOne Mobile Alerts! Alerts are an easy way to keep track of your money and protect your accounts.
Learn more
Anti-Fraud Resources
We have compiled a helpful listing of tips and and anti-fraud resources for our members here:
Learn more
Local Scam Alerts
Local, online and more – read about scam alerts in our area!
Learn more
Canadian Competition Bureau
Scammers target both consumers and businesses. The best way to avoid becoming a victim is to be informed and alert. Get to know the different types of scams and how to report them.
Learn more
VantageOne Financial Corp. and VantageOne Credit Union are pleased to partner with the Pre-Employment Supports Program to bring you a Financial Literacy Presentation!
Join us on April 8, 2024, at Head of the Lake Hall starting at 5:00pm for an engaging presentation filled with valuable insights.
Come out to connect, learn, and enjoy the event. Plus, attendees will have a chance to win some awesome door prizes!
Mark your calendars!
Learn more about our Financial Ability Program or apply to host a presentation here!
As a member-owned financial cooperative, we prioritize keeping service charges reasonable and only adjust them when absolutely necessary. Our last change was in 2011/2012, and after careful consideration, we’ve found it necessary to reassess our fees due to increased costs.
Starting March 1, 2025, you’ll see updated account package charges. We have conducted a thorough review of our fees in relation to costs and compared them closely to the market.
While we anticipate minimal impact on most members, please be aware that some fees have lowered along with lowered included transactions, while some packages have increased. For more details, please refer to the links below.
We encourage members who may be impacted by these fee changes to reach out so we can review their monthly transaction needs and help avoid any unexpected fees.
Our Winter Newsletter is available now!
- Glenn shares the CEO message and a recap of 2024
- The AGM in 2025 is announced and
- We are seeking qualified applicants for our board of directors
You may have heard about the Canada Post mail service disruption due to strike.
We want to ensure that you are aware of the various ways you can continue to access your account information in the event of a postal service disruption.
Due to mail delivery being effected, members will not be able to send or receive financial documents by mail, and the distribution of monthly statements and cards will be delayed.
We encourage you to take advantage of the support and services VantageOne offers to keep you informed and in touch:
- Sign up for e-statements, ask us how!
- Call us
- Utilize Online Banking & our Mobile App
- Visit us in branch
- Night Deposit
- ATM service
- Online Chat – click the conversation bubble in the lower right of your screenPotential Canada Post Strike Canada Post strike updates can be found at: www.canadapost.ca
Colouring Contest from November 1 to November 30
Stop by one of our branches or print off a colouring sheet here to bring in!
Youth 12 & under could win 1 of 4 prizes of $50 deposited into a youth BOO$T savings account.
Financial Literacy Event at the Vernon Library
Join us and local community partners for a special reading of our youth financial literacy book The Adventures of Cashman and SuperSaver.
- As seen in the local news here: Community can cash in on Financial Literacy Month in Vernon – Vernon Morning Star
- and here on Global News: Ask an Expert: Financial literacy for young kids | Watch News Videos Online
About the Book
Loonie and Toonie each want a new bike, but they don’t have enough money. Good thing Cashman and Supersaver are here! Supersaver likes to save her money up, while Cashman chooses to spend his. Can Loonie and Toonie earn enough for new bikes with the help of the superheroes? Using familiar scenarios and timeless characters, The Adventures of Cashman and Supersaver introduces children to the basic financial concepts of earning, spending and saving. Kids can practice what they have learned with interactive fun learning worksheets! Read a recent news article featuring the book here.
Move your business account to VantageOne and take advantage of these limited time offers:
The Commercial Welcome Bonus includes up to:
$500 Cash from VantageOne Credit Union when you open an operating account plus obtain one other product from the list below:
- Telpay cash management services (accounts payable, accounts receivable, payroll management and more) with 3 months of free transactions and waived application fee
- 8760 merchant services to accept credit, debit, and online payments with 3 months of free terminal rental
- Collabria credit card with First Year Annual Fee Rebate and 5,000 Welcome Points
The total value is estimated at over $1,000!
Ask us for further details!
Already a member? You can earn up to $1,000 when you refer your friends, learn more here.
Phone
Local calls: 250.545.9251
Toll free: 1.888.339.8328
*Earn up to $1,000. For new commercial members, self-employed individuals or for-profit corporations only.
*Terms & conditions apply. Offer subject to change at any time.
FEEDBACK
OUR BRANCHES
CONTACT US
Toll Free: 1.888.339.8328
Phone: 250.545.9251
Fax: 1.877.545.1957
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© 2023 VantageOne Credit Union.